Confidential capital against luxury vehicles, fine timepieces, gems, art, precious metals, marine vessels, and other high-value assets. a liquidity offer within hours; funding within 24 to 72 hours of final approval. No credit checks. No income verification.
LQD is a private, asset-backed lending platform for people whose wealth lives in the things they own, luxury vehicles, fine timepieces, gems and jewelry, fine art, marine vessels, aircraft, precious metals, and other high-value collateral. We structure confidential capital from $10,000 to $10 million around the value of your asset, so you can unlock liquidity without selling what you've spent years acquiring.
What sets us apart is speed. Our AI underwrites your asset in real time, weighing authenticity, condition, provenance, and current market value, and returns a liquidity offer within hours, not weeks. There is no credit pull, no income verification, and no tax returns. Just a fast, confidential read on what your asset can unlock.
Whether you're after short-term bridge liquidity, a loan against a single piece, or a facility secured by an entire collection, every engagement is private by default and structured around your timeline, and your asset stays in your name, so you keep the long-term upside.
From luxury vehicles and fine timepieces to jewelry, fine art, boats, aircraft, and precious metals, LQD structures capital around the high-value assets you already own, a single piece or a full portfolio. Explore the classes we lend against.
Asset-based underwriting, powered by AI. No personal financial statements. No tax returns. No credit pull. a liquidity offer within hours; funding within 24 to 72 hours of final approval.
Tell us about what you own. Takes two minutes, no paperwork required at this stage.
Our AI underwrites your asset in real time, comparables, provenance, and liquidity, and returns a liquidity offer within hours.
We verify the asset and wire your funds, often within 24 to 72 hours of approval. Your asset stays in your name.
LQD is a purpose-built platform for borrowing against what you already own, without the friction, delays, and disclosure of traditional lending. Here is what sets our AI-powered, asset-backed capital apart.
Your credit score is never pulled. Because our review centers on the asset rather than your credit profile, there is no hard inquiry, no income verification, and no tax returns, just a fast, confidential read on what your collateral can unlock. For high-net-worth owners who value privacy, that matters as much as the capital itself.
Our AI underwrites your asset in real time, analyzing market comparables, provenance, and liquidity, and returns a liquidity offer within hours, not days. When an acquisition can't wait or a window is closing fast, that pace often decides whether you can move on it or watch it slip by.
Once your asset is verified and final terms are approved, funds are wired, often within 24 to 72 hours. Throughout the term your collateral is insured and protected, with secure transit and climate-appropriate storage handled by specialists, so your asset is cared for like the investment it is.
Your asset remains in your name for the duration of the loan, so you retain its long-term appreciation potential while accessing liquidity today. From $10,000 to $10 million and across twelve asset classes, luxury vehicles, fine timepieces, jewelry, handbags, fine art, yachts, aircraft, precious metals, and more, the deal is built around the asset's verified value, not a rigid box you have to fit into.
Tell us a little about your asset and someone on our team will follow up quickly and directly to walk through initial options carrying no obligation. Each inquiry is treated with full discretion.
By appointment. All information remains private.