Effective Date: July 1, 2026 · Last Updated: July 1, 2026
These Terms of Use ("Terms") form a binding agreement between you ("User," "you," or "your") and LQD LLC, operating as LQD ("LQD," "we," "us," or "our"), and cover how you access and use our website at lqdasset.com and any of its subdomains (the "Site"), along with the information, content, tools, features, and services offered through it.
Whenever you access, browse, or otherwise use the Site, you confirm that you have read and understood these Terms and our Privacy Policy, which is made part of these Terms by reference, and that you agree to follow them. If you do not accept these Terms, please stop using the Site at once.
We may revise these Terms at any point, with the updated version taking effect once it is posted on the Site. By continuing to use the Site after we post a change, you accept that change, and it is up to you to review these Terms from time to time.
LQD LLC is a private lending firm that provides asset-backed capital arrangements secured by valuable tangible property. Eligible collateral includes, without limitation, luxury vehicles, fine timepieces, jewelry, fine art, yachts and marine assets, aircraft, motorsports equipment, memorabilia and sports collectibles, precious metals, construction equipment, and collectibles and heirlooms.
Through the Site we describe our lending services, the categories of assets we accept as collateral, and the general steps for submitting a capital inquiry. The Site also offers educational material about asset-backed lending and related subjects.
Nothing on the Site is an offer to lend. Any figures shown for loan amounts, terms, rates, and LTV ratios are illustrative and indicative only. A lending arrangement comes into existence only once both parties sign a written loan agreement. Sending an inquiry through the Site places no obligation on LQD to advance capital, and LQD alone decides whether to approve, decline, or adjust the terms of any potential arrangement.
The Site and services are meant for adults who are legally able to enter binding contracts where they live. When you use the Site or send an inquiry, you represent and warrant the following:
LQD may decline service, close accounts, or take down content at its sole discretion, with or without prior notice, for any reason. Such reasons include, among others, a breach of these Terms, the giving of false or misleading information, or behavior we consider harmful to LQD or to other users.
Everything on this Site, including articles, educational resources, and service descriptions, is shared for general information only and is not financial, legal, tax, or investment advice. You should not treat any of it as the only basis for a financial decision.
Before you commit to a lending arrangement, we strongly recommend speaking with qualified legal counsel, a financial advisor, and a tax professional so you understand what the arrangement means for your own situation. Although our staff know our lending products well, they are not licensed financial advisors, attorneys, or tax professionals, and nothing they say should be taken as professional advice of that kind.
Any prior results for an asset category, past transaction outcomes, or sample scenarios mentioned on the Site do not predict future results. The value of assets moves over time, and any arrangement backed by collateral carries the risk that the pledged asset is lost if the borrower defaults.
We take reasonable steps to keep the information on the Site accurate and up to date. Even so, we give no representation or warranty of any kind, whether express or implied, about the accuracy, completeness, reliability, suitability, or availability of any information, product, service, or graphic on the Site for any purpose. Whatever reliance you place on that information is entirely at your own risk.
THE SITE IS FURNISHED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITH NO WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. LQD MAKES NO PROMISE THAT THE SITE WILL RUN WITHOUT INTERRUPTION, BE FREE OF ERRORS, OR CONTAIN NO VIRUSES OR OTHER HARMFUL ELEMENTS.
Everything on this Site, including but not limited to text, graphics, logos, photographs, videos, and the overall look and layout ("Content"), belongs to or is licensed by LQD LLC and is protected under copyright, trademark, and other intellectual property laws that apply.
We grant you a limited, non-exclusive, and non-transferable license to view and use the Site and Content for your own personal, non-commercial use. You may not (a) reproduce, copy, distribute, or build derivative works from any Content without our written permission; (b) put any Content to commercial use; (c) strip away any copyright or proprietary notice from any Content; or (d) rely on automated tools, scrapers, or robots to reach or harvest data from the Site without our written permission.
The "LQD" name, the LQD logo, and related marks are trademarks or service marks of LQD LLC. These Terms give you no right to use those marks without our prior written approval.
Whenever you send an inquiry, email, call, or otherwise contact LQD about a possible lending arrangement, you represent that everything you provide is truthful, accurate, and complete. You understand that supplying false or misleading information in connection with a capital inquiry or loan application can amount to fraud and may expose you to civil or criminal liability.
Anything you send to LQD is handled under our Privacy Policy, and by submitting it you agree that LQD may use it as that policy describes.
We do not accept unsolicited business proposals, investment pitches, or creative submissions through this Site. Any unsolicited material you send becomes LQD's property, will not be returned, and carries no confidentiality obligation on our side.
The Site may include links to outside websites, services, or resources, offered purely for your convenience and information. LQD does not control the content, privacy practices, or operation of any outside site and takes no responsibility for them or for any loss or damage arising from your use of them. A link does not signal that we endorse the site it points to.
To power certain Site features, we may engage outside providers for services such as analytics, communication tools, and payment processing. Using those features may bring you under the providers' own terms of service and privacy policies in addition to ours.
TO THE FULLEST EXTENT THE LAW ALLOWS, LQD LLC AND ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST DATA, LOST GOODWILL, LOSS OF USE, OR OTHER INTANGIBLE LOSSES) THAT ARISE FROM OR RELATE TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR SERVICES, EVEN IF LQD WAS TOLD SUCH DAMAGES WERE POSSIBLE.
UNDER NO CIRCUMSTANCES WILL LQD'S TOTAL COMBINED LIABILITY TO YOU ARISING FROM OR RELATING TO THESE TERMS, THE SITE, OR THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID LQD FOR THE TRANSACTION THAT GAVE RISE TO THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100.00).
Certain jurisdictions do not permit some of these exclusions or limits on liability. Where that is the case, our liability will be limited to the greatest degree the applicable law permits.
You agree to indemnify, defend, and hold harmless LQD LLC and its officers, directors, members, employees, agents, and affiliates against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising from or relating to (a) your use of the Site or services; (b) your breach of these Terms; (c) your infringement of any third party's rights; or (d) any information you give LQD that turns out to be false, inaccurate, or misleading.
The asset-backed loans that LQD LLC provides are secured by the borrower's tangible personal property, which stands as collateral for the loan obligation. Every prospective borrower should weigh the following disclosures carefully.
The laws of the State of Florida govern and shape the interpretation of these Terms, without applying its conflict of law rules. Any dispute arising from or relating to these Terms or your use of the Site that the parties cannot settle through good-faith discussion will go to binding arbitration in Palm Beach County, Florida, under the rules of the American Arbitration Association. The one exception is that either party may ask a court of competent jurisdiction for injunctive or other equitable relief to protect its intellectual property rights or to prevent imminent harm.
YOU AGREE THAT ANY DISPUTE RESOLUTION WILL TAKE PLACE ONLY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. Should a claim end up in court instead of arbitration for any reason, both you and LQD give up any right to a jury trial.
You must bring any claim arising from these Terms or your use of the Site within one (1) year after it arises; otherwise that claim is permanently barred.
Should a court of competent jurisdiction find any part of these Terms invalid, illegal, or unenforceable, the rest of the Terms will stay fully in force. The affected part will be adjusted only as far as needed to make it valid, legal, and enforceable, and if that is not possible, it will be removed.
If LQD chooses not to enforce a provision of these Terms on one occasion, that choice is not a lasting or repeated waiver of that provision or any other. LQD's decision not to assert a right or provision does not waive that right or provision.
These Terms, along with our Privacy Policy and any specific written loan agreement between LQD and a borrower, make up the complete agreement between you and LQD concerning your use of the Site and our services. They replace every earlier or contemporaneous communication and proposal between you and LQD, whether spoken or written.
Should you have questions about these Terms of Use or about our services, please get in touch:
© 2026 LQD LLC / LQD. All rights reserved. This Terms of Use page was last revised on July 1, 2026.