Your valuables can raise capital without ever being sold. Browse the categories LQD advances against, backed by AI-powered underwriting, indicative terms within hours, and funding in 24 to 72 hours once approved. Your asset stays in your name, so any future appreciation stays yours.
For collectors, founders, and private owners, few questions matter more than which possessions can actually be pledged for capital. Conventional banks stop at real estate, listed securities, and cash. LQD takes a wider view, advancing against tangible assets that traditional lenders overlook. That reach now extends to designer handbags such as a Birkin or Kelly, weighed on authentication and resale demand.
We underwrite the asset itself, its verifiable value, how readily it trades, and proof that it is genuine, rather than your credit score or income paperwork. There is no credit check and no income verification, which is why entrepreneurs, investors, and long-term collectors with wealth locked in unconventional holdings can qualify.
Approval is never automatic, and every request passes through underwriting. Even so, if you own something of real value in the categories below, send us the details. Our team returns a quick preliminary read on whether it is worth taking further, discreetly and with no pressure to proceed.
Send a confidential inquiry and we will return a preliminary read at no cost, with nothing owed and no commitment at this stage.
Or call (516) 762-4200
One watch or an entire collection, roughly $10,000 up to $10,000,000 in potential capital. Every category is reviewed by specialists who know how its market actually moves.
Raise capital against exotic and collector cars
Liquidity backed by collectible watches
Capital secured by diamonds and fine jewelry
Advances against Birkin, Kelly, and rare bags
Unlock value held in paintings and sculpture
Funding backed by yachts and vessels
Capital secured by private aircraft
Advances on race and track machines
Liquidity from graded sports memorabilia
Capital backed by bullion and coins
Advances against heavy machinery
Value drawn from antiques and heirlooms
Exotic cars, watches, art, jewelry, yachts, aircraft, machinery, and heirlooms. LQD builds private capital around high-value assets while they stay in your name.
No single detail decides the outcome. When LQD reviews a submission, the team weighs several factors together.
Physical condition carries real weight. For a car, a watch, a yacht, or a canvas, condition drives both the appraised figure and how easily the asset resells. Well-kept, well-documented pieces are far stronger candidates for a private capital review.
For art, jewelry, watches, and memorabilia, genuineness is not negotiable. We look for credible authentication, certificates from recognized experts or institutions, or an ownership trail that establishes provenance. Thin documentation can narrow what is possible.
LQD performs its own appraisal to set the current fair market value and the size of any advance. A recent professional valuation you already hold can support that work but is never required, and older appraisals are often refreshed during review. Once terms are agreed, the asset enters a fully insured, protected process of asset storage and protection for the term.
Even a pristine, authenticated asset can fall short if few buyers want that specific item. We read current conditions, comparable sales, auction results, and dealer pricing to gauge how readily it would move. Categories in steady demand tend to support stronger indicative terms.
Paperwork helps but is not a prerequisite, because LQD verifies each asset independently, so a spotless title or a full provenance file is not required to apply. An existing lien does not rule you out either. Where there is one, the outstanding balance is simply built into the structure, subject to underwriting and to the requested amount fitting the verified value. Genuinely disputed ownership is the real obstacle, since no secured arrangement can underwrite around a legal conflict. We help owners see what strengthens a review and gather it efficiently.
We publish no universal minimum and focus on assets where structuring capital makes sense for both sides, generally from $10,000 to $10,000,000. Higher appraised values paired with strong liquidity tend to be the best fit. Submit yours and our team will assess and respond promptly.
Nothing here is required to apply. LQD runs its own research, appraisal, and verification on every asset. The list below simply shows what can speed things along by category, and after you inquire your review team will flag what matters most for your asset.
Title, VIN records, a history report, service and maintenance logs, recent photos of the interior, exterior, and engine bay, any earlier appraisals, and the current mileage.
Box and papers when you have them, the maker's serial number, GIA or equivalent grading for stones, past appraisals, purchase receipts, and photos of every hallmark and reference number.
Provenance and ownership trail, prior auction results, authentication from recognized experts, a conservator's condition report, high-resolution images, and any exhibition or museum history.
USCG or equivalent registration, a current survey from a certified surveyor, the hull identification number, engine hours and service logs, marina records, and active insurance.
FAA registration, an airworthiness certificate, full airframe, engine, and propeller logbooks, annual inspection records, an avionics list, a pre-buy inspection, and hangar records.
Assay or hallmark certificates, mint or refinery origin, weight and purity details, chain of custody, vault or secure storage confirmation, and acquisition receipts.
Unsure which documents apply to your asset? Reach out and our team will spell out exactly what helps before you commit to anything.
Get Documentation GuidanceSend a confidential inquiry. We will review the details and return a preliminary read, with no obligation to move forward.