Raise capital against a qualifying jet, turboprop, helicopter, or full aviation portfolio without selling it. LQD's AI-powered underwriting reads ownership, title, technical records, maintenance status, condition, and market demand to structure private, asset-backed capital, often returning indicative terms within hours. There is no credit check and no income verification, and the aircraft stays in your name so you keep the upside. Eligibility and terms are not guaranteed.
An aircraft is one of the largest assets many owners hold, yet the equity in it usually sits idle. LQD lets you put that equity to work: pledge a qualifying business jet, turboprop, helicopter, select piston aircraft, or a multi-aircraft portfolio and draw capital while retaining ownership. Because underwriting is asset-based, there is no credit check and no income verification, and the airframe stays registered in your name for the duration while held in insured custody.
What determines whether an aircraft fits is the airframe itself, not a name on the fuselage. LQD's AI-powered review weighs type, make, model, year, serial number, registration, title, ownership, hours and cycles, maintenance status, logbooks, damage history, equipment, and current market demand. A recognized manufacturer helps but never guarantees eligibility, and a complete submission can return indicative terms within hours.
It pays to keep the numbers separate. A purchase price, an insured value, an asking price, a broker opinion, and a formal appraisal are all distinct from collateral value. Collateral value is LQD's own read of what the aircraft could realistically support in today's market once records, maintenance status, condition, equipment, and demand are considered together.
Aircraft are capital-intensive and slower to sell than financial holdings, so a structured facility can meet a need without forcing a sale. Where a lien already exists, it does not end the conversation: the outstanding balance is folded into the structure, subject to underwriting and to the requested amount and the aircraft's verified value supporting it. Bring whatever records you have and a confidential review can begin.
Nothing below is required to submit. When these items are on hand, they firm up the valuation basis and can speed the review and support stronger preliminary terms:
None of this is a prerequisite to begin. If an aircraft carries an existing lien, the outstanding balance is built into the capital structure, subject to underwriting and to the requested amount and the aircraft's verified value supporting it.
No credit pull. No income verification. Indicative terms often within hours, and funding within 24 to 72 hours of approval.
Give the make, model, year, and registration along with total time, engine and maintenance status, and any records on hand. Nothing is required to start a confidential review, and more documentation simply lets the assessment move faster.
LQD's underwriting weighs ownership, title, technical records, maintenance status, condition, and comparable market data to produce a valuation, frequently returning indicative terms within hours. An inspection or added records may be requested on larger transactions.
Qualified submissions may receive a preliminary offer, and on approval funding typically follows within 24 to 72 hours. The aircraft stays in your name, so any appreciation remains yours. Final eligibility and pricing remain contingent on documentation and review.
Aircraft across several categories may be considered. In every case ownership, title, technical records, LQD's valuation, and underwriting apply, and eligibility and terms are not guaranteed.
Among the most actively traded airframes, light and midsize jets often carry deep comparable-sale data that supports a quick read. Clear title, hours and cycles, inspection status, engine or program coverage, records, and demand matter far more than the model badge.
Given the values involved, large-cabin and long-range jets are weighed on complete records, maintenance and inspection status, cabin systems and equipment, and documented condition. For aircraft of this size, a current inspection generally bolsters the review.
Turboprops are assessed on make, model, year, engine time and overhaul status, maintenance tracking, condition, and demand. Many hold active secondary markets, though each airframe is judged on its own records and history.
Turbine and other qualifying helicopters are reviewed with close attention to component and life-limited-part status, rotor and engine time, and maintenance tracking, alongside ownership, title, and any airworthiness items.
High-value piston and significant vintage aircraft are considered case by case where condition is documented, title is clear, and demand is recognized. Thorough records and a documented history count for more here than the category alone.
Aircraft held through an LLC, trust, or other entity may be reviewed, with ownership verified at the entity level and the entity's authorized parties expected to take part. The ownership structure and any shared ownership factor into the review.
Certain specialty aviation assets may be considered where ownership, title, condition, and demand are established. Uncertain title, incomplete records, or thin demand weigh against a holding, and each is judged individually.
A qualifying portfolio can be reviewed as a single position, each airframe assessed on its own for ownership, records, condition, and demand while the group is weighed as a whole. Not every aircraft in a portfolio necessarily qualifies.
Aircraft may be considered on ownership, title, registration, technical records, maintenance status, hours and cycles, condition, damage history, equipment, market demand, LQD's valuation, and underwriting. The list is not exhaustive, and every airframe is judged individually.
Light and very light jets from recognized makers trade in active secondary markets with solid comparable data, which helps a review. Engine or program coverage, records, and condition all factor in, and the model alone never establishes eligibility.
Midsize and super-midsize jets form an actively traded slice of the pre-owned market with plentiful comparables. Ownership and title, hours and cycles, maintenance status, records, and current demand are weighed on each individual airframe.
Large-cabin and long-range jets are weighed on complete records, maintenance and inspection status, cabin systems and equipment, and documented condition, given the sums involved. At this level, a current inspection frequently reinforces the review.
Single- and twin-engine turboprops from recognized makers are reviewed primarily on engine time and overhaul status, maintenance tracking, condition, and demand. Many hold active secondary markets, though each airframe is judged on its own records.
Turbine helicopters from recognized makers hinge on current component tracking, airworthiness-directive compliance, and time remaining on life-limited parts. Rotor and engine time sit alongside maintenance records and demand rather than model name alone.
Significant vintage and high-value piston aircraft are considered case by case. Thoroughly documented examples with recent condition inspections, clear title, and recognized collector or market demand are the strongest candidates; thin records or uncertain title weigh against a review.
Valuation for capital purposes blends technical, ownership, and market factors rather than leaning on any single number. No figure below is fixed or guaranteed.
The numbers are not interchangeable. Purchase price, insured value, asking price, broker opinion, appraisal, wholesale value, retail value, and liquidation value can each differ, and none is automatically the collateral value. An appraisal is a single input rather than a guaranteed capital amount. Collateral value is LQD's read of what the aircraft could realistically support in the current market, subject to underwriting.
Technical records, title, and airworthiness each inform the review, but no single one sets collateral value or guarantees eligibility. Complete, continuous logbooks help; missing records can materially affect valuation. Airworthiness status is considered without deciding value on its own, and program enrollment may matter without guaranteeing terms.
Damage and repair history is read in context rather than treated as an automatic disqualifier, and an appraisal is just one factor rather than a guaranteed amount. Registration supports identification but does not by itself prove clean title, and liens, title questions, or international registration may add review. Ownership and title are confirmed during the process, generally with a security interest filed ahead of funding.
Where it helps a review, LQD coordinates title work and an independent inspection through qualified specialists. In most arrangements the aircraft is held in insured, secure custody for the term and returned on repayment, with insurance and maintenance parameters set in the agreement. LQD does not itself perform inspections, maintenance reviews, or title opinions, and it is not a dealer, broker, operator, maintenance provider, inspector, title company, insurer, aviation authority, or registry.
LQD arranges private, asset-backed capital and implies no affiliation with, endorsement by, or authorization from any manufacturer, aviation authority, registry, operator, maintenance provider, appraisal firm, title company, insurer, or industry body. Names are used only to describe an asset accurately.
These help a review; none alone guarantees value or eligibility.
Full documentation is not required to start a confidential review, but available records help with ownership verification, title review, technical assessment, valuation, and underwriting. The more that is on hand, the faster an aircraft can be assessed, and anything you lack does not automatically close the door.
Useful records include:
These records feed directly into the AI-powered valuation, and the questions below cover many of the practical points owners raise about title, records, and custody before submitting.
Aircraft transactions turn on clean title and verified condition. Where it fits, LQD coordinates a title search and an independent inspection through qualified specialists, and a security interest is typically recorded before funding. The particulars vary with the aircraft, its records, and the transaction.
In most arrangements the aircraft is held in insured, secure custody for the term and returned on repayment, with insurance, maintenance, and operating parameters set in the agreement. Closing timing follows title work, any inspection, verification, and documentation rather than a fixed schedule, and funding generally lands within 24 to 72 hours of approval.
A qualifying multi-aircraft portfolio can be reviewed as one position, each airframe assessed on its own. Owners with other transportation assets may also explore financing secured by a qualifying vessel, reviewed separately from an aircraft arrangement.
Borrowing and selling solve different problems, and neither is automatically right. A sale turns the aircraft into cash for good and can make sense when an owner no longer needs it, but it also means giving up the airframe, working through broker and marketplace timing, absorbing transaction costs, and facing the task of replacing it later.
Borrowing against a qualifying aircraft lets an owner keep title, recover the aircraft on repayment, and avoid a forced sale while meeting a separate need. It carries its own considerations: financing costs, inspection and due diligence, insurance, any custody or control requirements, storage, and ongoing maintenance obligations, plus default risk. A default on the loan can result in loss of the pledged aircraft.
Timing and continuity usually decide it. An owner who relies on the aircraft, or who would rather not sell into a soft market, may prefer a facility that leaves ownership and the upside intact. Others may prefer a clean sale. Weigh both against your own circumstances, discreetly and without a public listing.
Submissions and discussions stay private, with ownership, title, and technical-record review handled discreetly. Your aircraft is never publicly listed or marketed.
Underwriting reads records, maintenance status, condition, and comparable transactions to produce indicative terms fast, often within hours, rather than resting on a single figure.
Title review, inspection, insurance, and a documented, compliant closing are arranged with qualified specialists so the transaction is handled securely.
Submit a jet, turboprop, helicopter, or aviation portfolio for a confidential review. Qualified submissions may receive a preliminary offer within hours, with funding typically within 24 to 72 hours of approval. Eligibility and terms are not guaranteed.